{"id":2543,"date":"2021-11-12T15:58:03","date_gmt":"2021-11-12T15:58:03","guid":{"rendered":"https:\/\/www.insurancebee.com\/blog\/?p=2543"},"modified":"2024-10-24T13:19:51","modified_gmt":"2024-10-24T13:19:51","slug":"insurance-personal-trainers-need","status":"publish","type":"post","link":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need","title":{"rendered":"What kinds of insurance do personal trainers need?"},"content":{"rendered":"\n<p><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.insurancebee.com\/blog\/wp-content\/uploads\/2021\/11\/insurance-for-personal-trainers.png\" alt=\"graphic of trainer standing with man sitting on mat to illustrate what insurance personal trainers need\" class=\"wp-image-2466\" srcset=\"https:\/\/www.insurancebee.com\/blog\/wp-content\/uploads\/2021\/11\/insurance-for-personal-trainers.png 600w, https:\/\/www.insurancebee.com\/blog\/wp-content\/uploads\/2021\/11\/insurance-for-personal-trainers-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<p>Personal trainers\u2019 insurance needs are pretty simple. Whether you deliver sessions in people\u2019s homes, parks, beaches, in a gym, or a studio, you want:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.insurancebee.com\/professional-liability-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Professional liability insurance<\/a> to protect you from legal claims made as a result of your training<\/li>\n\n\n\n<li><a href=\"https:\/\/www.insurancebee.com\/general-liability-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">General liability insurance<\/a> to protect you from claims you accidentally caused injury to someone or damaged their property.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Depending on the way you run your business, there\u2019s other coverage you might want too.<\/p>\n\n\n\n<p><br>If you have any employees, for example, you\u2019ll need <a href=\"https:\/\/www.insurancebee.com\/workers-compensation-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">workers\u2019 compensation insurance<\/a>. If you take your own equipment with you to training sessions, you\u2019ll want <a href=\"https:\/\/www.insurancebee.com\/general-liability-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">business personal property insurance<\/a>. And if you own a website, use email, or transfer money online, <a href=\"https:\/\/www.insurancebee.com\/cyber-liability-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">cyber insurance<\/a> is a must.<\/p>\n\n\n\n<p>We\u2019ll cover those policies later in this post. First, let\u2019s talk about the essential <a href=\"https:\/\/www.insurancebee.com\/personal-trainer-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">personal trainer insurance po<\/a>licies and why you need them.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Professional liability insurance \u2013 why personal trainers need it<\/h2>\n\n\n\n<p><br>Because you charge for your training service that makes you a professional. And as a professional, you can be sued if you make a mistake. In fact, you can be sued even if you haven\u2019t done anything wrong.<\/p>\n\n\n\n<p><br>Let\u2019s say you have a client whose goal is to lose six inches from her waist. After a year of twice-weekly workouts with you, she achieves this. She\u2019s delighted and so are you. A happy customer (or, so you think).<\/p>\n\n\n\n<p><br>Until she slaps you with a claim saying you didn\u2019t train her properly. Turns out she got her entire family to come and watch her run a marathon but never made it over the finish line. Never mind you helped her shave those inches off her waist. To cover her embarrassment, she\u2019s blaming you.<\/p>\n\n\n\n<p><br>Now, you know you delivered what she asked for. But in this sort of situation, you have to defend yourself: your reputation is on the line. And the trouble is, that\u2019s going to cost you. You\u2019re looking at attorney\u2019s fees, court costs, and compensation, too, if the case doesn\u2019t go your way.<\/p>\n\n\n\n<p><br>To make matters worse, claims like these can see your stress levels soar and take up your valuable time. And if word gets out, it could even cost you a client or two.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What does personal trainers\u2019 professional liability insurance cover?<\/h2>\n\n\n\n<p><br>As long as you have a valid trainer\u2019s license or certificate,<a href=\"https:\/\/www.insurancebee.com\/professional-liability-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"> professional liability insurance<\/a> covers you for claims of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Negligence (make a mistake, give the wrong advice, or fail to deliver what you promise)<\/li>\n\n\n\n<li>Bodily injury caused by your training<\/li>\n\n\n\n<li>Sexual misconduct and abuse<\/li>\n\n\n\n<li>Libel or slander.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Even if a claim is groundless, it can pay your legal costs, plus compensation, if it\u2019s due.<\/p>\n\n\n\n<p>But that\u2019s not all a professional liability policy covers.<\/p>\n\n\n\n<p>It can pay up to $25,000 towards an HIPAA fine if you accidentally lose sensitive client data (it happens). And up to $5,000 if you should ever find yourself facing disciplinary action.<\/p>\n\n\n\n<p>What\u2019s more, if you\u2019ve had continuous cover previously, you can make your coverage retroactive. (That means it covers claims made by clients you\u2019ve trained in the past, too.) When you buy your policy, just pick the date you want your cover to go back to. Simple.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">General liability insurance \u2013 why do personal trainers need it?<\/h2>\n\n\n\n<p><br>Unfortunately, however careful you are, accidents happen. You could be training a client in his home and accidentally spill your protein shake over his laptop. Or he might trip over a piece of your equipment and need hospital treatment for his injury.<\/p>\n\n\n\n<p><br>Either way, you could find yourself facing a legal claim. Which means you\u2019ll be looking at replacement costs or medical bills, plus legal fees and compensation if the case goes to court.<\/p>\n\n\n\n<p><br>Without <a href=\"https:\/\/www.insurancebee.com\/general-liability-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">general liability insurance<\/a>, you\u2019ll have to find the money for this yourself. And as slip and fall claims come in at around 5 or 6 figures, that\u2019s a serious stretch.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What does personal trainers\u2019 general liability insurance cover?<\/h2>\n\n\n\n<p><br>General liability insurance for personal trainers can cover:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Claims of accidental damage caused to someone or their property (including fire damage at premises you rent)<\/li>\n\n\n\n<li>The cost of medical treatment, legal defense fees, and compensation if it&#8217;s due (regardless of fault)<\/li>\n\n\n\n<li>Claims made worldwide &#8211; as long as they&#8217;re registered in the US or a US territory. <\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>You\u2019ll also get up to $250 a day to help with lost earnings and extra expenses while a claim\u2019s being settled.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>OK, so those are the personal trainer insurance essentials, now what about those nice-to-haves?<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Workers\u2019 compensation insurance<\/h2>\n\n\n\n<p><br>If you run a solo operation, you may choose to skip this policy. (Although there are good reasons<a href=\"https:\/\/www.insurancebee.com\/blog\/sole-proprietors-workers-compensation-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"> why sole proprietors might want workers&#8217; compensation insurance<\/a> anyway.) But if you have any employees, it\u2019s a must.<\/p>\n\n\n\n<p><br>Workers\u2019 compensation is a legal <a href=\"https:\/\/www.thebalancesmb.com\/how-does-workers-compensation-operate-in-my-state-462786\" target=\"_blank\" rel=\"noreferrer noopener\">requirement in most state<\/a>s. (It\u2019s worth checking yours as penalties can be severe.) It\u2019s a really useful policy to have anyways as it protects you from the cost of employee claims for injury or illness.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What does workers\u2019 comp insurance cover?<\/h2>\n\n\n\n<p><br><a href=\"https:\/\/www.insurancebee.com\/workers-compensation-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Workers\u2019 compensation insurance<\/a> protects you from employee claims for:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Injury or loss of limbs<\/li>\n\n\n\n<li>Repetitive motion injuries<\/li>\n\n\n\n<li>Work site accidents<\/li>\n\n\n\n<li>Medical treatment<\/li>\n\n\n\n<li>Lost wages (up to limits)<\/li>\n\n\n\n<li>Death and related costs.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>It can also protect your business from the cost of injured employee lawsuits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cyber insurance<\/h2>\n\n\n\n<p><br>Now because you\u2019re a small business owner, you might think you could skip getting cyber insurance. Sadly, you\u2019d be wrong. With less money for tough cyber defenses, you\u2019re an easy target.<\/p>\n\n\n\n<p><br>And nowadays, it\u2019s not just a case of hackers holding your website to ransom. Email and wire transfer fraud are on the increase.<\/p>\n\n\n\n<p><br>If you use email, transfer money online or own a website, you need <a href=\"https:\/\/www.insurancebee.com\/cyber-liability-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">cyber liability insurance<\/a>. It doesn\u2019t just give you the financial resources to recover from an attack, you\u2019ll get 24\/7 technical support to help deal with it. So you\u2019re back on your feet doing business again fast.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Personal trainer insurance cost<\/h2>\n\n\n\n<p><br>Insurance costs vary from business to business. The price you pay is affected by things like:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your firm&#8217;s location<\/li>\n\n\n\n<li>The size of your business<\/li>\n\n\n\n<li>The limits you choose. <\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>There are ways to reduce your premium. For example, you could choose a higher deductible (the amount you\u2019ll contribute if there\u2019s a claim). You just want to be sure you could actually afford that figure if it comes to it.<\/p>\n\n\n\n<p>Whatever the cost, we have a package to suit your particular needs. There are payment options, too. You can spread the cost and pay monthly or quarterly, or in one lump sum. The choice is yours.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Personal training business insurance quotes<\/h2>\n\n\n\n<p>Ready to get your quote? <a href=\"https:\/\/www.insurancebee.com\/getaquote\" target=\"_blank\" rel=\"noreferrer noopener\">Quote online now<\/a>.<\/p>\n\n\n\n<p>But if you\u2019re still not sure which personal trainer insurance policies you need, there\u2019s more information <a href=\"https:\/\/www.insurancebee.com\/personal-trainer-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">on our website<\/a>. Or call us at 978.344.4215. We\u2019ll be happy to talk you through your options.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal trainers\u2019 insurance needs are pretty simple. Whether you deliver sessions in people\u2019s homes, parks, beaches, in a gym, or a studio, you want: Depending on the way you run your business, there\u2019s other coverage you might want too. If &hellip; <a href=\"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need\">Read more&#8230;<\/a><\/p>\n","protected":false},"author":16,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[8,7],"class_list":["post-2543","post","type-post","status-publish","format-standard","hentry","category-small-business-insurance","tag-general-liability-insurance","tag-professional-liability-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>What kinds of insurance do personal trainers need?<\/title>\r\n<meta name=\"description\" content=\"Personal trainers&#039; insurance is like a boxing pad: there to protect you from nasty knocks. Find out what policies you need and why.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"What kinds of insurance do personal trainers need?\" \/>\r\n<meta property=\"og:description\" content=\"Personal trainers&#039; insurance is like a boxing pad: there to protect you from nasty knocks. Find out what policies you need and why.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need\" \/>\r\n<meta property=\"og:site_name\" content=\"InsuranceBee Blog\" \/>\r\n<meta property=\"article:published_time\" content=\"2021-11-12T15:58:03+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2024-10-24T13:19:51+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.insurancebee.com\/blog\/wp-content\/uploads\/2021\/11\/insurance-for-personal-trainers.png\" \/>\r\n\t<meta property=\"og:image:width\" content=\"600\" \/>\r\n\t<meta property=\"og:image:height\" content=\"400\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\r\n<meta name=\"author\" content=\"Kate Naqvi\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kate Naqvi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need\"},\"author\":{\"name\":\"Kate Naqvi\",\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/#\\\/schema\\\/person\\\/25d21b56419ae3d58431b36966e079bf\"},\"headline\":\"What kinds of insurance do personal trainers need?\",\"datePublished\":\"2021-11-12T15:58:03+00:00\",\"dateModified\":\"2024-10-24T13:19:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need\"},\"wordCount\":1173,\"image\":{\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/insurance-for-personal-trainers.png\",\"keywords\":[\"general liability insurance\",\"professional liability insurance\"],\"articleSection\":[\"Small business insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need\",\"url\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need\",\"name\":\"What kinds of insurance do personal trainers need?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/insurance-for-personal-trainers.png\",\"datePublished\":\"2021-11-12T15:58:03+00:00\",\"dateModified\":\"2024-10-24T13:19:51+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/#\\\/schema\\\/person\\\/25d21b56419ae3d58431b36966e079bf\"},\"description\":\"Personal trainers' insurance is like a boxing pad: there to protect you from nasty knocks. Find out what policies you need and why.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need#primaryimage\",\"url\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/insurance-for-personal-trainers.png\",\"contentUrl\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/insurance-for-personal-trainers.png\",\"width\":600,\"height\":400,\"caption\":\"graphic of trainer standing with man sitting on mat to illustrate what insurance personal trainers need\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/insurance-personal-trainers-need#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What kinds of insurance do personal trainers need?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/\",\"name\":\"InsuranceBee Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/#\\\/schema\\\/person\\\/25d21b56419ae3d58431b36966e079bf\",\"name\":\"Kate Naqvi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2df945b683e8ace226a95eaee740a2d6c6f5b81854bbc81200f437e4e55344ce?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2df945b683e8ace226a95eaee740a2d6c6f5b81854bbc81200f437e4e55344ce?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2df945b683e8ace226a95eaee740a2d6c6f5b81854bbc81200f437e4e55344ce?s=96&d=mm&r=g\",\"caption\":\"Kate Naqvi\"},\"url\":\"https:\\\/\\\/www.insurancebee.com\\\/blog\\\/author\\\/kate-naqvi\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What kinds of insurance do personal trainers need?","description":"Personal trainers' insurance is like a boxing pad: there to protect you from nasty knocks. Find out what policies you need and why.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need","og_locale":"en_US","og_type":"article","og_title":"What kinds of insurance do personal trainers need?","og_description":"Personal trainers' insurance is like a boxing pad: there to protect you from nasty knocks. Find out what policies you need and why.","og_url":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need","og_site_name":"InsuranceBee Blog","article_published_time":"2021-11-12T15:58:03+00:00","article_modified_time":"2024-10-24T13:19:51+00:00","og_image":[{"width":600,"height":400,"url":"https:\/\/www.insurancebee.com\/blog\/wp-content\/uploads\/2021\/11\/insurance-for-personal-trainers.png","type":"image\/png"}],"author":"Kate Naqvi","twitter_misc":{"Written by":"Kate Naqvi","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need#article","isPartOf":{"@id":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need"},"author":{"name":"Kate Naqvi","@id":"https:\/\/www.insurancebee.com\/blog\/#\/schema\/person\/25d21b56419ae3d58431b36966e079bf"},"headline":"What kinds of insurance do personal trainers need?","datePublished":"2021-11-12T15:58:03+00:00","dateModified":"2024-10-24T13:19:51+00:00","mainEntityOfPage":{"@id":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need"},"wordCount":1173,"image":{"@id":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need#primaryimage"},"thumbnailUrl":"https:\/\/www.insurancebee.com\/blog\/wp-content\/uploads\/2021\/11\/insurance-for-personal-trainers.png","keywords":["general liability insurance","professional liability insurance"],"articleSection":["Small business insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need","url":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need","name":"What kinds of insurance do personal trainers need?","isPartOf":{"@id":"https:\/\/www.insurancebee.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need#primaryimage"},"image":{"@id":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need#primaryimage"},"thumbnailUrl":"https:\/\/www.insurancebee.com\/blog\/wp-content\/uploads\/2021\/11\/insurance-for-personal-trainers.png","datePublished":"2021-11-12T15:58:03+00:00","dateModified":"2024-10-24T13:19:51+00:00","author":{"@id":"https:\/\/www.insurancebee.com\/blog\/#\/schema\/person\/25d21b56419ae3d58431b36966e079bf"},"description":"Personal trainers' insurance is like a boxing pad: there to protect you from nasty knocks. Find out what policies you need and why.","breadcrumb":{"@id":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need#primaryimage","url":"https:\/\/www.insurancebee.com\/blog\/wp-content\/uploads\/2021\/11\/insurance-for-personal-trainers.png","contentUrl":"https:\/\/www.insurancebee.com\/blog\/wp-content\/uploads\/2021\/11\/insurance-for-personal-trainers.png","width":600,"height":400,"caption":"graphic of trainer standing with man sitting on mat to illustrate what insurance personal trainers need"},{"@type":"BreadcrumbList","@id":"https:\/\/www.insurancebee.com\/blog\/insurance-personal-trainers-need#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.insurancebee.com\/blog"},{"@type":"ListItem","position":2,"name":"What kinds of insurance do personal trainers need?"}]},{"@type":"WebSite","@id":"https:\/\/www.insurancebee.com\/blog\/#website","url":"https:\/\/www.insurancebee.com\/blog\/","name":"InsuranceBee Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.insurancebee.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.insurancebee.com\/blog\/#\/schema\/person\/25d21b56419ae3d58431b36966e079bf","name":"Kate Naqvi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/2df945b683e8ace226a95eaee740a2d6c6f5b81854bbc81200f437e4e55344ce?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2df945b683e8ace226a95eaee740a2d6c6f5b81854bbc81200f437e4e55344ce?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2df945b683e8ace226a95eaee740a2d6c6f5b81854bbc81200f437e4e55344ce?s=96&d=mm&r=g","caption":"Kate Naqvi"},"url":"https:\/\/www.insurancebee.com\/blog\/author\/kate-naqvi"}]}},"_links":{"self":[{"href":"https:\/\/www.insurancebee.com\/blog\/wp-json\/wp\/v2\/posts\/2543","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insurancebee.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurancebee.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurancebee.com\/blog\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurancebee.com\/blog\/wp-json\/wp\/v2\/comments?post=2543"}],"version-history":[{"count":27,"href":"https:\/\/www.insurancebee.com\/blog\/wp-json\/wp\/v2\/posts\/2543\/revisions"}],"predecessor-version":[{"id":3537,"href":"https:\/\/www.insurancebee.com\/blog\/wp-json\/wp\/v2\/posts\/2543\/revisions\/3537"}],"wp:attachment":[{"href":"https:\/\/www.insurancebee.com\/blog\/wp-json\/wp\/v2\/media?parent=2543"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurancebee.com\/blog\/wp-json\/wp\/v2\/categories?post=2543"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurancebee.com\/blog\/wp-json\/wp\/v2\/tags?post=2543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}