Coverage for the clued-up
It’s in the job title. As a claims adjuster you adjust. Because no two claims are ever exactly the same, are they?
Up against a deadline, you do your detective work. That means digging below the surface and into the details. But even the best investigator sometimes makes mistakes.
Say someone you think was faking a back injury turns out to need surgery after all? If they sue your client for a larger settlement, you could end up on the receiving end of a suit yourself. And how will you adjust to that?
If you have errors and omissions insurance, you won’t have to. Your coverage provides for your legal defense and damages too, if you’re liable.
Worth having? You don’t have to be a detective to figure it out.