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Accuracy is key in your line of work. If mistakes are made and property lines crossed, your client could sue. And without the right insurance, that’s going to cost you.
Errors and omissions insurance (E&O) can protect your business from the cost of a claim like this. Even if it’s groundless.
Because you offer a professional service. And that means your clients can sue you if they think you made a mistake.
Say your client took your advice on boundary lines and built a swimming pool in their yard. Their neighbor then claims it’s encroaching on their property. Moving a swimming pool will cost your client thousands of dollars. Who do you think will get the blame? You guessed it.
Whether you incorrectly mapped boundary lines or not, your client could sue you to try to recover their loss. And if the case goes to court, you could be looking at costs of 5, sometimes 6 figures.
Now you have to defend yourself – your reputation’s on the line. But the thing is, claims like these don’t just cost you money, they take up your time. And that’s time better spent running your business.
Even if a claim is groundless, errors and omissions insurance can hire you an attorney, pay your legal fees, and compensation, too. Leaving you to run your business, knowing you’ll still have one when it’s all over.
Just so you know, E&O is also called professional liability insurance. But what’s in a name? All that matters is it does the same thing – protects your name, your business, and your bottom line.
Our errors and omissions policy for land surveyors starts from $270 annually. Or spread the cost by paying monthly. Whatever works for you.
As for the amount of cover, it’s always best to over-estimate. Think worst-case scenario; just be sure to pick a figure you can sensibly afford.
But because every land surveyor’s business is different, we can tailor an insurance package to suit you. What’s more, it’ll only take a few minutes.
For advice, a quote or just a quick question, feel free to call me.
I'm Kim - I'm here to help you.
My direct line is: 978 344 4288.
Call me or request a call and I'll call you back.
Kim Silkes
Account Executive