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Don't be liable for libel
There are serious liability risks when dealing with the public. No one understands that better than sales representatives. On any given day you may encounter argumentative and belligerent people in offices, restaurants, retail stores and anywhere else your work takes you.
Because of the unfair reputation a segment of the public has with sales reps in general, conflicts may be unavoidable for even the savviest in sales. You need protection from accusations of slander, libel and copyright infringement. You also need to be covered when questions of personal injury and bodily harm are raised.
We live in a litigious society. Why risk your business and all its financial assets when an affordable general liability policy can protect you when your company or your employees are called into court?
Sometimes the best deal you can close is one with your insurance agent.