Liability insurance for small contractors

It's people like you who keep things running for the rest of us: making good, fitting, fixing, sprucing things up and generally helping us keep our houses in order. Our workplaces, too.

You're an army of helping hands working with wood, wires, glass, pavers, plaster, appliances and a whole lot more. You make the places we live and work a better place – whether you're installing stuff, repairing things or putting a shine on them.

But what happens if the shine rubs off and there's a problem? What if a dropped tool cracks a tiled floor, an antique vase topples as you brush past it, or someone trips over your equipment and is injured?

There's a whole heap of things that can go wrong for small contractors, but even broken glass doesn't have to mean shattered revenue. If a client sues you for damages to their property or person, liability insurance is there to help pick up the pieces, paying for legal costs and compensation.

What our customers say about us

General liability insurance made easy

  • Buy online or over the phone - saving you time.
  • From as little as $500 – saving you money.
  • Customized to your profession – coverage as unique as your business.
  • Helpful advisors – advice you need when you need it.
  • High quality Hiscox coverage – rock-solid security and world-class reputation.
  • Four-payment option – your budget, your way.
  • Free additional insureds – show you're professional and reliable.

What is general liability insurance?

  • It's protection for your business against the cost of any claims made by a client for bodily injury, property damage or personal injury.
  • It's what you need if you often visit a clients place of work or home.
  • You'll also need it if you work from home and have clients over, or if you use third party locations for business activities.

What professions does this insurance cover?

  • Handyperson (choose this for property preservation)
  • Painting
  • Carpentry
  • Heating and air conditioning installation and repair
  • Floor covering installation
  • Electrical work
  • Tile, stone, marble, mosaic, or terrazzo work
  • Plumbing
  • Carpet, rug, furniture, or upholstery cleaning

Click here for a full list

I'm Maureen - I'm here to help you

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Our advisor can help

For advice, a quote or just a quick question, feel free to call me.

I'm Maureen - I'm here to help you.

My direct line is: 978 344 4223.
Call me or request a call and I'll call you back.