It's people like you who keep things running for the rest of us: making good, fitting, fixing, sprucing things up and generally helping us keep our houses in order. Our workplaces, too.
You're an army of helping hands working with wood, wires, glass, pavers, plaster, appliances and a whole lot more. You make the places we live and work a better place – whether you're installing stuff, repairing things or putting a shine on them.
But what happens if the shine rubs off and there's a problem? What if a dropped tool cracks a tiled floor, an antique vase topples as you brush past it, or someone trips over your equipment and is injured?
There's a whole heap of things that can go wrong for small contractors, but even broken glass doesn't have to mean shattered revenue. If a client sues you for damages to their property or person, liability insurance is there to help pick up the pieces, paying for legal costs and compensation.