Insurance for transcribers

Coverage at your fingertips

Words, words, words.

How many times have you spoken to an insurer and explained what you do? Only to have them tell you they can’t cover you?

Well, now there’s no need for more false starts.

Transcribers, captionists, text interpreters – whatever you do. As an ATSP Member, we can get coverage for you.

Talk to us. We’ll listen attentively. And turn your speech into text.

You’ll have documents in no time. For a policy that suits you.

What kinds of insurance do transcribers need?

  • General liability insurance

    Do you visit your clients? Do they come to your office?

    If the answer’s yes, you need general liability insurance.

    Say a client drops by your office with some transcription work for you and trips over a power cable, breaking their ankle.

    Ouch. Without insurance, you’ll have to pay their medical bills. And if they sue, you’re looking at legal fees on top. Maybe even compensation, too.

    General liability insurance can take care of these costs. It also covers you for damage to a client’s property. So, you won’t stress if you accidentally spill coffee on their laptop.

  • Business personal property

    The tools of your trade. They’re not just your ears and fingers. Without your laptop and software, how would you work?

    Business personal property insurance protects your office equipment when you’re out and about on business. And in your office – even if you work from home.

    You might want to add it to your general liability policy.

    Because if your equipment gets lost, stolen or damaged, it’s not just replacing or repairing it that costs you. It’s those lost earnings while you’re without it.

  • Professional liability insurance/errors and omissions

    Not all states require you to have professional liability insurance. But it’s worth having if you work for professionals, like lawyers.

    Because if you make a mistake and it costs them, they won’t think twice about suing you.

    That will cost you. In legal fees and compensation, if you’re found liable. That’ll impact your cashflow. And for a small business, might even cost you your business.

    And what about your most valuable asset? Your reputation. It’s hard-won and worth protecting.

    Your attention to detail is second to none. But speed is of the essence in your line of work. Mistakes happen.

    And you know you can be sued even when you haven’t made a mistake, right?

    Professional liability insurance (or errors and omissions, as it’s also called) can protect your reputation and your business.

    If a claim’s made against you – even if it’s not your fault – your coverage can take care of legal fees, expenses and damages.