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Insurance for insurance agents

You don’t need us to explain general liability or errors and omissions insurance to you. Or why you might need it. You’re in the business.

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Quote online and buy in minutes

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Affordable insurance

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Insurance for insurance agents

You don’t need us to explain general liability or errors and omissions insurance to you. Or why you might need it. You’re in the business.

Quote online and buy in minutes

Get my quote Be a wholesale partner

E&O for insurance agents

It’s a risky world out there. That’s good news for you. It means more clients come to you for protection. Keeping you busy and your business booming.

The bad news is, it also means more risk for you. Each account you add, increases the odds of a claim being made against you.

No-one knows the power of a policy better than you. So get your own risk managed. Give your business the same protection you offer your clients with insurance for insurance agents.

What types of insurance do insurance agents need?

General liability insurance

From $30 a month

Takes care of medical expenses, your legal defense and compensation, too, if you're liable. Even if a claim is groundless.

Professional liability (errors & omissions) insurance

From $22.50 a month

If a client claims you've made a mistake and it's cost them, professional liability insurance can cover your legal costs and damages, if you're liable.

Buy general liability or professional liability insurance separately. Or, if you need both, buy them as a package. Fill out a short form and we’ll get back to you with our best quote in one working day.

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  • Why do insurance agents need E&O insurance?

    Clients pay you for your advice and service. That makes you a professional. And as a professional you can be sued for negligence, even if you did nothing wrong.

    You know this. You tell your clients all the time.

    So why not take your own advice? Protect your business with errors and omissions insurance for insurance agents.

    Then if a client claims you made a mistake, E&O insurance can cover your legal costs and damages, too, if you’re liable. Even if a claim is groundless.

    Errors and omissions insurance for insurance agents protects your work, your bank balance and your reputation. Because why would you risk that?

  • What does E&O insurance for insurance agents cover?

    Also known as professional liability for insurance agents, E&O can pay your legal costs and damages for:

    • Claims you’ve made a mistake or left something out– even if you haven’t
    • Claims you’ve made an error in work you’ve done in the past
    • Worldwide claims – as long as they’ve been filed in the United States, a U.S. territory, or Canada
  • How much does E&O insurance cost for insurance agents?

    Our errors and omissions policies start at $270. But, typically, for a $1m coverage limit you’re looking at an annual premium starting at $400.

    You don’t have to pay all at once, though. You can spread the cost over monthly installments. Just choose the payment option that works best for you.

  • Why do insurance agents need general liability insurance?

    You know accidents happen. People do or say bad things. And sometimes, it’s not you; it’s them.

    And when clients visit with you, or you visit at their offices, the risk of slip and fall claims increases big-time.

    If you damage someone’s property, or someone gets hurt and sues you, general liability for insurance agents takes care of medical expenses, your legal defense and compensation. Even if a claim is groundless.

  • What does general liability insurance for insurance agents cover?

    So long as the claim’s filed in the United States, its territories, or Canada, general liability insurance covers claims for:

    • Third party bodily injury – a slip, trip, or fall can cost thousands in medical bills, even for injuries that seem to be minor.
    • Third party property damage – repairs, replacement, the costs can be huge. Your policy covers damage caused by you, and your full-time, or temporary, staff. And not just for damage to physical property, either. It covers electronic data, too.
    • Personal injury – He said. She said. Whether anyone said anything at all, claims of slander or libel can seriously damage your reputation. And the defense costs can seriously dent your bank balance.
    • Advertising injury – whether it was your idea, or theirs, arguing it out in court will be expensive.

    When a claim’s filed against your business, there are often hidden costs involved. Your general liability policy takes care of these, too. Including up to $250 a day for loss of earnings.

    Claims take their toll. On your time, as well as your money. Having the right insurance means your firm’s finances are protected. So you can get on with running it.

  • How much does general liability insurance cost for insurance agents?

    Our general liability policies start at around $350.

    But as you know, the cost of your coverage will be affected by things like your business’s size, its location, and the limits and deductibles you select.

    Whatever the cost, there’s a package to suit your particular business needs. And payment options, too, so you can spread the cost to fit your budget.

    But as for what level of cover you want, you'll need to decide what's best for you.

    It's always best to over-estimate. Lawyers' fees, compensation and court costs can go through the roof. So, imagine the worst-case scenario. Then pick a figure you can realistically afford.

What other kinds of insurance do insurance agents need?

Business personal property insurance (BPP)

If you take equipment like laptops and mobiles to meetings, this policy is worth having. It also covers the portable stuff in your office - from your furniture to your potted plants.

More info

Cyber liability insurance

If you use email, own a website, or store client data, cyber insurance is a must. It can’t stop a cyber-attack, but it can pay your recovery costs so your business survives from one.

More info

Workers' compensation insurance

Most states require you to have this policy even if you only have one employee. It’s good to have anyway. It protects your business from the cost of workplace illness and injury claims which can be crippling.

More info

Directors' and officers' insurance

D&O coverage protects you, your business, and your personal assets, from a wrongdoing claim. Even if it’s groundless. Because being on the board shouldn’t mean putting your savings and home at risk.

More info

Because we understand every insurance agency is different, we'll build an insurance package to suit your needs. In minutes.

To build the right insurance package for you call one of our licensed advisors today on 978.344.4215.

Increase your sales

The easiest way you can build your business is through a direct appointment with a top-rated insurance carrier. Problem is, they usually want to tie you into long-term contracts and sales quotas.

InsuranceBee has the solution. Join our partner program and you'll get instant access to A-rated insurers, Hiscox NOW.

It means you can quote and bind 180+ professions online, in minutes. So you won't just cover gaps in your business. You'll speed up sales and offer an even better service to your customers.

It's simple to sign up and it costs you nothing. What's more, you don't need an appointment with Hiscox because we pay your commission. But that's not all. You'll have no post-bind work to do - Hiscox handles all the servicing and billing for you.

Plus, their automatic renewal process means you earn commission for the policy's lifetime.

Sign up now and you can:

  • Quote and bind admitted GL, PL and BOP online
  • Get instant coverage for 180+ professions, including start-ups
  • Send policy documents to your customers the same day
  • Earn commission for the lifetime of a coverage
  • Offer competitive premiums - E&O starts at $270
  • Offer no fee, monthly payment plans

Sign up now

Or visit our wholesale insurance page or call us on 978.344.4215 to find out more.

Prefer to talk?

For advice, a quote or just a quick question, feel free to call me.

I'm Kim - I'm here to help you.

My direct line is: 978 344 4288.

Call me or request a call and I'll call you back.

Kim

Kim Silkes
Account Executive

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