Clients can sue you for negligence even when you've done nothing wrong.
Professional liability insurance covers your legal defense costs as well as damages if a client makes a claim against you.
Professional Liability insurance. Errors and omissions by another name
Errors and omissions Insurance is also known as professional liability insurance. You're covered against the financial consequences of either:
an error - something you did wrong
an omission - something you failed to do
So, if something does go wrong and a client makes a claim against you for damages, you'll need insurance to cover the legal costs of defending yourself, as well as the costs of any damages you may have to pay.
The right coverage
You're a professional. You're experienced. You're meticulous.
You expect the same attention and level of expertise from your insurance broker. And you need to know you've got the right coverage for your business.
A professional broker for your particular, professional needs
We focus on providing service to businesses like yours - independent consultants, freelance professionals and consulting firms - people who have specific insurance needs not met by traditional brokers.
As a specialist in your field, you need coverage that's been designed to meet the unique challenges faced by your occupation and we'll make sure you get it.