General liability insurance for retailers

Don't let risk sell you out

The only problem with running a busy store is keeping up with the orders. Or is it?

Customers walking in and out all day are great for business, but they also have the potential to cause problems for even the most diligent storeowner.

No matter how prepared you are, accidents happen. Customers can trip over, heavy items can fall, your products could damage someone or something.

Retailers' general liability insurance helps protect you. If something goes wrong, and a person or their property is damaged, your coverage pays for your legal defense and any compensation you're liable for.

It's a good buy for you and a goodbye to risk.

What our customers say about us

General liability insurance made easy

  • Buy online or over the phone - saving you time.
  • From as little as $500 – saving you money.
  • Customized to your profession – coverage as unique as your business.
  • Helpful advisors – advice you need when you need it.
  • High quality Hiscox coverage – rock-solid security and world-class reputation.
  • Four-payment option – your budget, your way.
  • Free additional insureds – show you're professional and reliable.

What is general liability insurance?

  • It's protection for your business against the cost of any claims made by a client for bodily injury, property damage or personal injury.
  • It's what you need if you often visit clients' place of work or home.
  • You'll also need it if you work from home and have client's over, or if you use third party locations for business activities.

What am I covered for?

  • Bodily injury - while in your store, a customer trips on a rug and sprains their ankle, making you legally liable for the injury.
  • Property damage - you accidentally rip a customers' pants while helping them try on a pair of shoes.
  • Personal injury - an employee is overheard talking about a client with a shop owner in a false or unflattering way. The client finds out and sues for slander.

Click here for a full summary of what you're covered for.

I'm Maureen - I'm here to help you

Prefer to speak?

Our advisor can help

For advice, a quote or just a quick question, feel free to call me.

I'm Maureen - I'm here to help you.

My direct line is: 978 344 4223.
Call me or request a call and I'll call you back.


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*Coverage summaries and descriptions are provided for illustrative purposes only and are subject to the applicable policy terms, limits, conditions, and exclusions. Not all insurance products and services are available in all states.