General liability insurance for retailers

• Buy online or over the phone - saving you time.
• From as little as $500 – saving you money.
• Customized to your profession – coverage as unique as your business.
• Helpful advisors – advice you need when you need it.
• High quality Hiscox coverage – rock-solid security and world-class reputation.
• Four-payment option – your budget, your way.
• Free additional insureds – show you're professional and reliable.

• It's protection for your business against the cost of any claims made by a client for bodily injury, property damage or personal injury.
• It's what you need if you often visit clients' place of work or home.
• You'll also need it if you work from home and have client's over, or if you use third party locations for business activities.

• Bodily injury - while in your store, a customer trips on a rug and sprains their ankle, making you legally liable for the injury.
• Property damage - you accidentally rip a customers' pants while helping them try on a pair of shoes.
• Personal injury - an employee is overheard talking about a client with a shop owner in a false or unflattering way. The client finds out and sues for slander.

For a full summary of what you're covered for, click here