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IT business insurance

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IT business insurance

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Technology insurance

Whether you’re an independent consultant or you run a tech firm of 20, if you’re an IT professional, you’ve got vulnerabilities.

A glitch, or a bug, may not be your fault. But if a client claims you made a mistake and it’s cost them, you’ll need the right back-up.

  • Why do IT professionals need errors and omissions insurance?

    It’s simple, really. If you’re a professional you can be sued for professional negligence. Whether you made a mistake, or left something out, or not.

    Problem is, negligence claims aren’t just expensive to fix, they risk your reputation. And that can harm your business.

    Technology errors and omissions insurance (E&O, for short) is your best back up. Also called professional liability insurance, it’s designed to cater specifically for the kind of claims tech-folk face, like:

    • Supplying hardware, or software
    • Use of third-party content (videos, music, or images, for example)
    • Negligent virus transfer

    If you find yourself facing a claim, it can hire you an attorney and cover your legal defense costs. Plus compensation, too, if you’re liable.

    Tech E&O insurance. Think of it as your financial firewall.

  • Which IT professions do we insure?

    • App developers
    • App service providers
    • Business analysts
    • Computer consultants
    • Computer modelling and data analysis service providers
    • Computer programmers
    • Computer system/network developers
    • Control systems integration/automation
    • Database designers
    • Information security consultants
    • IT consultants
    • IT project managers
    • IT software/hardware training service providers
    • Process servers
    • Software consultants
    • Software developers
    • Value added resellers of computer hardware
    • Web developers
    • Website designers
  • What does our errors and omissions insurance for IT cover?

    • Professional negligence claims – actual, or alleged
    • Claims arising from work you’ve done in the past
    • Legal defense costs including hiring an attorney, if you need one
    • Damages, if you’re found at fault
    • Claims made worldwide – so long as they’re filed in the United States, a U.S. territory, or Canada.

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Deniel Fleming
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