In partnership with VA Handbook
Quote online and buy in minutes
Affordable insurance
Licensed agents
No obligation quote
Customized coverage
In partnership with VA Handbook
Quote online and buy in minutes
Get your quoteAffordable insurance
Licensed agents
No obligation quote
Customized coverage
Talk to an InsuranceBee agent in Spanish, Mon-Fri 9am - 5pm EST. Call 1-978.344.4210
en Español
Hable con un agente de InsuranceBee en Español, de Lunes a Viernes de 9:00 am a 5:00 pm EST. Llame al 1-978.344.4210.
in English
Insurance. If you run a business, you know you need it.
But, general liability, professional liability… what kind of coverage is right for your business? Why? And how does it actually protect you?
Don’t worry, we’ve got it covered here. And we can get you covered, too. In minutes.
Do you visit a client’s place of work? Do they visit yours? Do you have access to a client’s equipment (e.g. a server?) Do you use third-party locations for any business-related activities?
If the answer’s ‘yes’ to any of these questions, you need general liability insurance. It protects you from the cost of claims made against your business if a person’s injured, or their property’s damaged.
Imagine someone trips over a computer cable in your office. Or, you spill hot coffee all over your client’s laptop. Sure, accidents happen. But what if you’re at fault? You'll have to pay, that’s what.
Settlements can reach six figures. And the legal costs of a claim, plus damages, can be enough to put you out of business.
General liability insurance can cover medical expenses and repairs as well as your legal defense bills and compensation costs.
It means your business doesn't slip up, even if someone else does.
It’s in the name. You need professional liability insurance if you call yourself a professional - you provide a service, or expert advice to paying clients.
Unfortunately, that means if you make an error, or omit something, and it costs your client money, they could sue you. In fact, you can be sued even when you haven’t made a mistake.
What’s confusing, is that professional liability insurance is also known as errors and omissions insurance – or E&O, for short. What matters, is they do the same thing.
Whether you’re at fault, or not, your coverage gets you an attorney and can pay your legal expenses, plus any damages you’re liable for. And because it can also cover work you’ve done in the past, you won’t need to worry about past errors coming back to bite you.
Every business is unique. We get that, because business insurance is all we do. So we’ll build a package of products to suit your particular needs. In just a few minutes.
For help, support or just a quick question, feel free to call me.
I'm Lisa - I'm here to help you Monday to Friday, 9am-5pm ET.
My direct line is 978 344 4222.
Lisa Blanchette
Sales Team Leader