The cure for the common lawsuit
Take two pills and call me in the morning. Or was it three?
See, that's the thing. When home health aides make a simple mistake, the results can be catastrophic. One delayed in-home visit, one inaccurate pulse reading, or one missed checklist item can harm the patient and threaten your livelihood.
That's why we strongly recommend errors and omissions insurance to all home health aides, personal care aides and carers. Work-related errors are unavoidable. Occasionally the best, most qualified caregivers make mistakes. That doesn't mean they are incapable of doing their jobs. It just means they're human.
Defending yourself from serious charges of errors and omissions is very expensive. It's enough to make you physically ill. The remedy is an E&O insurance policy drawn up before those tiny mistakes turn into enormous problems.
Think of it as a warm blanket of protection when you need it most.