General liability insurance for lawn care and landscape gardeners

Weed out risk

It's all about taking care, isn't it?

As a landscaping or lawn care contractor you spend much of your time looking after your clients on their turf. And as well as your knowledge, experience and skill, taking care of your clients' yards needs special tools.

But what if your mower kicks up a stone and it smashes a window? Or your client trips over your power cable? Or you're trimming and accidentally nick the A/C line? You could end up with a claim against you. Hiring a lawyer costs. A lot. And then there's the compensation...

Lawncare and landscaping general liability insurance helps protect you and your employees. If a client is injured, or their property is damaged, your coverage could pay for your legal defense and any compensation you're liable for.

So why risk it? After all, you wouldn't build a bed on a slope without making sure you've got a retaining wall in place, would you? Taking out general liability insurance is like having that safety fence. Because let's face it, no matter how careful you are, accidents happen.

And even a groundless claim - like a sudden rain shower - could rinse you, completely.

What our customers say about us

General liability insurance made easy

  • Buy online or over the phone - saving you time.
  • From as little as $500 – saving you money.
  • Customized to your profession – coverage as unique as your business.
  • Helpful advisors – advice you need when you need it.
  • High quality Hiscox coverage – rock-solid security and world-class reputation.
  • Four-payment option – your budget, your way.
  • Free additional insureds – show you're professional and reliable.

What is general liability insurance?

  • It's protection for your business against the cost of any claims made by a client for bodily injury, property damage or personal injury.
  • It's what you need if you often visit clients' place of work or home.
  • You'll also need it if you work from home and have client's over, or if you use third party locations for business activities.

What am I covered for?

  • Bodily injury - a customer falls over one of your landscaping tools while you're working in their yard, making you legally liable for their injury.
  • Property damage - an employee smashes a customers' window while mowing their lawn.
  • Personal injury - you make some not-so-nice remarks about a customer while out for lunch with friends. They later find out about this and sue for slander.

Bodily injury or property damage as a result of using any auto or self-propelled mobile equipment is not covered by this policy.

For a full summary of what you're covered for, click here

I'm Holly - I'm here to help you

Prefer to speak?

Our advisor can help

For advice, a quote or just a quick question, feel free to call me.

I'm Holly - I'm here to help you.

My direct line is: 978 344 4232.
Call me or request a call and I'll call you back.