Weed out risk
It's all about taking care, isn't it?
As a landscaping or lawn care contractor you spend much of your time looking after your clients on their turf. And as well as your knowledge, experience and skill, taking care of your clients' yards needs special tools.
But what if your mower kicks up a stone and it smashes a window? Or your client trips over your power cable? Or you're trimming and accidentally nick the A/C line? You could end up with a claim against you. Hiring a lawyer costs. A lot. And then there's the compensation...
Lawncare and landscaping general liability insurance helps protect you and your employees. If a client is injured, or their property is damaged, your coverage could pay for your legal defense and any compensation you're liable for.
So why risk it? After all, you wouldn't build a bed on a slope without making sure you've got a retaining wall in place, would you? Taking out general liability insurance is like having that safety fence. Because let's face it, no matter how careful you are, accidents happen.
And even a groundless claim - like a sudden rain shower - could rinse you, completely.