General liability insurance for lawncare and landscape gardeners

Weed out risk

Looking after your clients requires skill and equipment.

But no matter how skilled and careful you are, accidents can always happen.

What if a client trips on your power cable? A stone is shot through a window by your mower? Or trimming and accidently nick the A/C line?

Lawn care and landscaping General Liability Insurance helps protect you.

If something goes wrong, and a client is injured or their property is damaged, your coverage pays for your legal defense and any compensation you're liable for.

What our customers say about us

General liability insurance made easy

  • Buy online or over the phone - saving you time.
  • From as little as $500 – saving you money.
  • Customized to your profession – coverage as unique as your business.
  • Helpful advisors – advice you need when you need it.
  • High quality Hiscox coverage – rock-solid security and world-class reputation.
  • Four-payment option – your budget, your way.
  • Free additional insureds – show you're professional and reliable.

What is general liability insurance?

  • It's protection for your business against the cost of any claims made by a client for bodily injury, property damage or personal injury.
  • It's what you need if you often visit clients' place of work or home.
  • You'll also need it if you work from home and have client's over, or if you use third party locations for business activities.

What am I covered for?

  • Bodily injury - a customer falls over one of your landscaping tools while you're working in their yard, making you legally liable for their injury.
  • Property damage - an employee smashes a customers' window while mowing their lawn.
  • Personal injury - you make some not-so-nice remarks about a customer while out for lunch with friends. They later find out about this and sue for slander.

Bodily injury or property damage as a result of using any auto or self-propelled mobile equipment is not covered by this policy.

For a full summary of what you're covered for, click here

I'm Holly - I'm here to help you

Prefer to speak?

Our advisor can help

For advice, a quote or just a quick question, feel free to call me.

I'm Holly - I'm here to help you.

My direct line is: 978 344 4232.
Call me or request a call and I'll call you back.