Mobile food vendor insurance policies

Whether your food truck’s at a food market, festival, or parked outside offices, you’re pretty popular when people need to feed.

But splash scalding coffee over a woman’s arm, or give a guy severe food poisoning, and next thing you know, you’re the one being served. With a suit.

Medical bills, damages – the defense fees alone could burn your business badly. General liability insurance protects your business. If a claim’s made against you – even if it’s groundless – it can take care of the costs.

So you can get out of the heat and back into the kitchen.

• Why does a food vendor need general liability insurance?

  To protect your livelihood - and, importantly - your bank balance. A general liability policy ensures that if the worst happens, you’re covered.

  Adding business personal property insurance can cover your business property, supplies and equipment, too.

• What does our food cart insurance cover?

  • Bodily injury – you spill hot soup over a customer, severely scalding their arm and making you legally liable for their injury.
  • Property damage – a fire in your food truck spreads, damaging a neighboring property.
  • Personal injury – an employee makes unkind remarks about a customer when their back’s turned. The customer overhears and sues for slander.

  Loss or damage to your own property, or property in your care, custody and control, is not covered by this policy.

  

  For a full summary of what’s covered, click here.