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An ad that fails to boost sales, copyright infringement, or press coverage with the wrong spin on it, is all it takes.
If a client claims you made a mistake, it can cost you. And not just your time and money. A claim like that puts your reputation on the line, too.
But if you’ve got errors and omissions insurance, your work, your business, and your name are protected. Simple, really. But then the best ideas often are.
At pitch or proposal time, your clients may ask if you have errors and omissions insurance (E&O, for short). But it’s for your peace of mind, too. Because clients can sue you even if you haven’t made a mistake.
If you have an E&O policy you can relax. Even if the claim is groundless, it can take care of your defense, legal fees, and compensation too -- if you’re liable. Leaving you to get on with running the agency you’ve worked so hard to build.
Oh, and just so you know -- errors and omissions insurance for marketing agencies is also called professional liability insurance, or media liability insurance.
But what’s in a name? They all do the same thing.
Errors and omissions for marketing, media, and advertising can cover:
Our policies are designed for small businesses and start-ups. So there’ll be a price to suit your pocket, and you can pay in quarterly instalments if it suits you better.
As for the amount of coverage you need, it’s best to over-estimate. Think worst-case scenario, then pick a figure you can realistically afford.
Every marketing business is different. We know that. Whether you’re in advertising, branding, SEO, digital marketing, PR, media sales or social media, we can tailor coverage to suit your individual needs. What’s more, it’ll only take a few minutes.
Business personal property insurance (BPP)
If you take equipment like laptops and mobiles to meetings, this policy is worth having. It also covers the portable stuff in your office - from your furniture to your potted plants.More info
Business owner's policy (BOP)
Comes with general liability, property, and business equipment insurance as standard. Plus, a range of optional add-ons, including coverage for:
Cyber liability insurance
If you use email, own a website, or store client data, cyber insurance is a must. It can’t stop a cyber-attack, but it can pay your recovery costs so your business survives from one.More info
Workers' compensation insurance
Most states require you to have this policy even if you only have one employee. It’s good to have anyway. It protects your business from the cost of workplace illness and injury claims which can be crippling.More info
Because we understand every business is different, we'll build an insurance package to suit your needs. In minutes.
To build the right insurance package for you call one of our licensed advisors today on 978.344.4215.
For help, support or just a quick question, feel free to call me.
I'm Deniel - I'm here to help you Monday to Friday, 9am-5pm ET.
My direct line is 978 344 4229.
Customer Service Representative