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Photographer insurance

Quote online and buy in minutes

Quote online and buy in minutes

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Quick & easy

Flexible payments

Friendly advisors

Photographer insurance

Quote online and buy in minutes

Get your quote

Quick & easy

Flexible payments

Friendly advisors

Choose your coverage, protect your business
Professional liability (errors & omissions) insurance
From $16.50a month
General liabilityinsurance
From $25.99a month

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Business insurance for photographers

Your clients rely on you to capture special scenes that’ll last forever. Slip up, though, and the day might be remembered for all the wrong reasons.

Things can and do go wrong at photo shoots. Toppling tripods, difficult clients, unpredictable weather, and sudden kit failures can all add to the pressure.

Dropping a camera on someone’s foot or knocking over a vase is embarrassing enough. But what if the client’s also not happy with their photos? What if they ask for a re-shoot or even sue you for negligence?

Photography insurance protects you from costly court claims and compensation demands. It’s a reputation saver and a financial buffer in one.

  • Who needs photographer insurance?

    • Advertising photographers
    • Aerial photographers
    • Baby and newborn photographers
    • Event photographers
    • Family photographers
    • Fashion photographers
    • Food photographers
    • Landscape photographers
    • Macro/micro photographers
    • Medical photographers
    • Pet photographers
    • Photojournalists
    • Real estate photographers
    • School photographers
    • Sports photographers
    • Travel photographers
    • Underwater photographers
    • Wedding photographers
    • Wildlife photographers

    ...and many more.

  • How much does photography insurance cost?

    The cost of your coverage will vary depending on the size of your business, its location, and the coverage limits you choose.

    Whatever the cost, there’s a photography business insurance package to fit your needs. And payment options, too, so you can spread the cost. You can pay your premium in one installment - or four. It’s up to you.

What other kinds of insurance do photographers need?

Business owner's policy (BOP)

Comes with general liability, property, and business equipment insurance as standard. Plus, a range of optional add-ons, including coverage for:

  • Equipment breakdown
  • Money transfer fraud
  • Electronic data loss.
More info

Cyber liability insurance

If you use email, own a website, or store client data, cyber insurance is a must. It can’t stop a cyber-attack, but it can pay your recovery costs so your business survives from one.

More info

Workers' compensation insurance

Most states require you to have this policy even if you only have one employee. It’s good to have anyway. It protects your business from the cost of workplace illness and injury claims which can be crippling.

More info

Because we understand every photographer is different, we'll build an insurance package to suit your needs. In minutes.

To build the right insurance package for you call one of our licensed agents today at 978.344.4215.

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Prefer to talk?

For help, support or just a quick question, feel free to call me.

I'm Amber - I'm here to help you Monday to Friday, 9am-5pm ET.

My direct line is 978 344 4225.

Amber

Amber Smith
Customer Service Representative

phone icon 978 344 4225

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