Category Archives: Risk Tips

Avoiding an insurance claim during the holiday rush

retailer_insuranceThe holiday season is a busy time of year for retailers, but being busy comes with an increased risk of insurance claims. If you haven’t done so already, now is the time to prepare for the extra demands that come … Read more...

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How does errors and omissions/professional liability insurance protect me?

This is a question we get asked a lot. Keep calm and carry on sign with toy cars

It’s a good one though, and worth taking some time to consider.

The typical answer is something along the lines of ‘claims of negligence against you by a disgruntled client’. You’ve … Read more...

Image / photographer: keep calm. carry on Nima Badiey | http://www.flickr.com

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Types of insurance a non-profit organization needs

Fewer risks, fewer claims. Size up the needs of your non-profit organization to help you find the right type of insurance.

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Errors and Omissions for IT

Industry focus – IT3 X DiggerALT

Not too long ago, if you met someone at a party, asked them what they did and they replied ‘I’m in IT’, you’d have a pretty good idea of what that meant. Computer stuff, basically.

Ask … Read more...

Image / photographer: 3 X DiggerALT | http://www.flickr.com

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Does a management consultant need errors and omissions insurance?

Statue of a man with question mark on his head So you’ve finally achieved your dream of being a management consultant. You’ve got the skills, the drive, and everything else you need that you know will make you succeed. However, your checklist isn’t complete until you’ve bought one of the … Read more...

Image / photographer: Question mark Marco Bellucci | http://www.flickr.com

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A Valentine’s special – How to woo new clients

felt love heart As a freelancer or sole proprietor, you have many responsibilities: work to meet deadlines and deliver products or services, make sure you have small business insurance, balance your books, and somewhere in there, find time to market to new … Read more...

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Why should I use an insurance broker?

WHY - quinn.anyaAs a small business owner, you know that you need to find affordable small business insurance that protects your company from risk, and provides benefits to your employees.  However, in this economy a small business needs to stay competitive.  You … Read more...

Image / photographer: WHY quinn.anya | http://www.flickr.com

Posted in Errors and Omissions, General liability, Risk Tips, Small business insurance, Small business news | Tagged , | 1 Comment

Do I need general liability insurance?

Enter at your own risk! Explore The BruceAs a business owner, purchasing general liability insurance is one of the most vital decisions you must make.  This important coverage protects your business assets in the event that you or your employees are accused of causing personal injury or … Read more...

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Preparing for Year-End: A Freelancer’s Guide

Calender December 2011Have you made your New Year’s resolutions yet?

It’s that time of year, when we all vow to do in 2016 the things we didn’t manage to get done in 2015. Or 2014. Or 2013.

For freelancers, year-end is an … Read more...

Image / photographer: Tempus Fugit Project 365(3) Day 294 Keith Williamson | http://www.flickr.com

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What is a claims-made policy?

FAQ key on keyboard

Mind the (knowledge) gap 

One of the problems with professional insurance—and insurance generally—is jargon. It’s everywhere. We don’t like it any more than you do. Shrouding valuable policy information in confusing language means that the people who need to understand … Read more...

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