Rules on workers' compensation for contractors and subcontractors are different. InsuranceBee explains who needs what and why.
Workers' comp: What's legally required if you're self-employed? What does workers' comp cover and how does it protect you? We explain all.
Do sole proprietors need workers' compensation insurance? That depends. We explain what it is, what it covers and why you might need it.
Most states require you to have workers' compensation insurance the minute you hire your first employee. But here's why it's a good policy to have anyway.