Make sure you get sign off from your client before you start work on a project or you could find yourself in hot water further down the line.

We find out what risks are faced by those working as web designers, and give advice on the types of insurance that protects their business.

Want to keep your business safe if a disgruntled client wants to make a claim? If so, you need errors and omissions insurance.

As well as insurance, a wily accountant, and a smart lawyer, it's important your business lays out its terms and conditions.

Like any business, charities need insurance. Find out what coverage you need for your charitable organization and make sure you're properly protected.

So, you've decided to go freelance? That's great news. But before you do, here's some things you might want to think about.